Alternative Data Providers Money Dashboard

Money Dashboard

Subscription Details

Trial of Historic data is available, 12 month subscription.

Update Granularity

Standard cadence is 2-3 days, but sometimes up to 7. With open banking API infrastructure, the current standard cadence should diminish further.

Price

$100K+

Anonymised UK Consumer Transaction Data, 5 years History. Current, Savings and Credit Card accounts covered from a consistent panel of UK Consumers. 250 tickers covered, 1100 Merchants overall. Get the TrueView™️ of UK Consumer Spend

Collection Methodology

The ‘root’ sources are the online banking portals of the UK retail banks. We utilize a third party provider (Yodlee, Inc.) to gather income and spending data for our users from those online banking portals. When a user signs up to Money Dashboard, they share their online banking credentials (user name and password) with us as part of the sign up process. We pass these credentials to Third Party Aggregators. These agents have written a number of scripted software agents which then use these credentials to ‘log-in’ to the online banking system on behalf of their user and gather their data, then pass this data back to TOPC and we store it. 

The PDS2 regulation in the EU (Open Banking) means that as open API infrastructure becomes available, in the future MDB will come to utilise the ability to connect directly to the banks, directly permissioned by the user, rather than using aggregators. We currently do this with 2 UK institutions already, and are about to launch with a 3rd

Regional Coverage

UK

History

5 years

Cadence

Daily

Themes Covered

Consumer, Consumer Discretionary, Wage Inflation, Savings, Credit Spend, Debt

Known Biases

Data Skews as follows: 
National Level - Representative
England - Skews to the south east, male, slightly higher affluence.

Granularity of Data

Granularity down to merchant Business lines. Eg Tesco Finance is a seperate merchant identified in our data vs just Tesco

Sectors / Companies

Please contact provider for more details.

Money Dashboard

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